This week on the podcast, Polly, Tom and Francis take a deep dive into the news of the week, looking at new research from Wise revealing northern SMEs pay more for cross-border payments, email phishing in the workplace and FCA warnings over loan fee fraud. Discussion topics included: -How are international banking fees impacting SME success and potential for growth? -Will there ever be an end to phishing scams? -How can consumers protect themselves against loan fee fraud?